Independent guide

Financing an Online Business Acquisition

Understand the main financing questions before using debt or third-party capital to fund a digital acquisition.

Match financing to cash flow

Debt service must be supportable by conservative post-close cash flow, not only the seller's best historical month.

Understand lender requirements

Eligibility, collateral, guarantees and business-history requirements vary widely by lender and jurisdiction.

Model downside

Stress test revenue declines, transition costs and delayed growth before maximizing leverage.

Compare with seller financing

Seller notes can align incentives but add negotiation, security and default considerations.

Explore current opportunities on Flippa

Use live listings as market evidence, then verify each deal independently.

Explore Flippa

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